Turn Your Financial Crisis Into Recovery Success

We've helped over 800 Australian businesses navigate through tough times. Our proven strategies focus on practical debt restructuring, cash flow management, and sustainable recovery plans that actually work.

Start Your Recovery Plan
Business recovery consultation meeting showing financial documents and strategic planning
Financial analysis charts and graphs showing business performance metrics

Understanding Where You Really Stand

Most businesses know something's wrong but can't pinpoint exactly what. We dig deep into your numbers - not just the obvious ones like profit and loss, but the hidden patterns that reveal why cash gets tight every few months.

Our analysis looks at payment cycles, seasonal variations, and those sneaky overhead costs that creep up over time. It's like getting a health check for your business, but we focus on what you can actually change.

  • Complete cash flow timeline showing exactly when problems hit
  • Debt priority ranking - which creditors matter most right now
  • Hidden cost identification that's bleeding your profits
  • Market position assessment within your local area

Debt Restructuring That Makes Sense

Forget about those one-size-fits-all debt solutions. Every business has different relationships with suppliers, different cash flow patterns, and different negotiating power. We build restructuring plans that work with your specific situation.

The goal isn't just to reduce what you owe - it's to create payment schedules you can actually stick to while keeping your business running smoothly.

  1. Map out all existing debts and their real impact on daily operations
  2. Identify which creditors are flexible and which ones aren't
  3. Create realistic payment schedules based on your actual cash flow
  4. Negotiate new terms that give you breathing room to grow
  5. Set up monitoring systems to prevent future debt accumulation
Business owner reviewing restructured debt agreements and payment schedules

Making Your Money Work Better

Cash flow problems aren't always about making more money - sometimes it's about timing. When you get paid versus when you have to pay others can make or break a good month.

Payment Timing Strategies

We help you align when money comes in with when it needs to go out. Simple changes like adjusting invoice terms or negotiating different payment dates can eliminate those stressful weeks where you're waiting for payments while bills pile up.

Calendar and financial planning documents showing optimized payment scheduling

Revenue Acceleration Methods

Beyond the usual "get more customers" advice, we look at practical ways to speed up existing revenue. This might mean offering early payment discounts, adjusting service delivery schedules, or finding ways to get paid upfront for future work.

Business revenue optimization planning session with growth charts and projections

Recovery Investment Options

Choose the level of support that matches where your business is right now. All prices include GST and there are no hidden fees.

Crisis Assessment

$2,200
  • Complete financial health analysis
  • Priority debt ranking report
  • 90-day cash flow projection
  • Action plan with next steps
  • One follow-up consultation
Get Assessment

Recovery Program

$4,800
  • Everything in Crisis Assessment
  • Debt restructuring negotiations
  • 6-month cash flow optimization
  • Monthly progress reviews
  • Direct creditor communication support
  • Recovery milestone tracking
Start Recovery

Complete Turnaround

$8,500
  • Everything in Recovery Program
  • 12-month strategic planning
  • Growth strategy development
  • Team financial training sessions
  • Ongoing advisory support
  • Emergency consultation access
Full Program
Henrik Kowalski, Senior Financial Recovery Specialist at quinavolex

Henrik Kowalski

Senior Recovery Specialist

15 years helping Queensland businesses through financial difficulties. Former bank lending manager who understands both sides of debt negotiations.

Get Real Advice From Someone Who's Seen It Before

Henrik has worked with businesses facing everything from temporary cash flow crunches to complete financial overhauls. He knows which strategies work in different industries and can spot potential problems before they become crisis situations.

Industry-Specific Experience

Understanding how different businesses work means better solutions for your specific situation.

Creditor Relationship Management

Former banking background means Henrik speaks the same language as your creditors.

Long-term Success Focus

Solutions designed to prevent future problems, not just fix current ones.

Honest Assessment

Sometimes the best advice is what you need to hear, not what you want to hear.

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